Commonly Asked Questions

Best Title Loans AZ

What is a Car Title Loan?

A Title Loan lets you tap into the equity in your vehicle and get cash paid out to you. Basically, we allow you to turn your clean and clear vehicle title into cash when you need it.

What if I don’t have good credit?

We don’t use your credit score during the approval process. Don’t worry about your credit. We are only concerned with the value and condition of your car, truck, boat, or motorcycle.

How much money can I get?

You can borrow anywhere from $1,000 to $1,000,000. It all depends on the value of your vehicle.

What If I want to pay you back early?

Unlike other Title Loan companies, we offer no hidden fees and no prepayment penalties. You may take the full loan term (12 months in most cases) to pay us back or you may pay off your loan early.

How soon can I get my cash?

Once the application is complete and you have provided us necessary documentation for the loan, we can issue you a check in under 30 min.

Will I still be able to use my car?

Yes. You can drive away safely in your vehicle along with your money.

What is the difference between a Car Title Loan and a Bank loan?

An auto title loan is advantageous over a bank loan in many ways. Car title loans can be approved very fast compared to banks. In most cases, we can have your money to you in less than an hour. Also, banks generally use your credit score as criteria for your loan. Here at Best Title Loans AZ, you never have to worry about your credit score.

Will I have to visit the MVD office?

No, not unless you want to. We handle all the MVD paperwork for you.

I have a title loan on my car but your rates look better, can you help me?

Yes. Provided that there is enough equity in your vehicle to pay off your current loan and we may even be able to get you cash back. And of course the added benefit of a lower monthly payment

What will my monthly payment be?
Your monthly payment as well as your interest rate are going to vary depending on the amount of cash you borrow. Please apply now and we can offer you a free quote in a matter of minutes.

Will my monthly payment remain the same throughout the loan term?

Our loan officers will work with you to develop a monthly payment plan to best fit your budget. We will make you an offer during our quote process which you are under no obligation to accept.

I am currently unemployed, can I still get a loan?
In most cases, you do not need to have a job to get a loan through Best Title Loans AZ. Our decision to loan you money will be determined mostly by the value of your vehicle.

Must I have a bank account to get a loan?
We will issue you a check made out to your name in the amount of the loan which you accept. A bank account is not necessary, nor is it criteria for loan approval.

Does my Car have to be insured?
Yes. We require you vehicle to be currently registered with the state of Arizona as well as have current automobile insurance.